This tool converts a single biweekly paycheck or an hourly rate into annual, monthly, weekly, and daily gross income. It accepts pre-tax deductions per paycheck, supports 26 or 27 pay periods, and adds optional annual bonuses. Currency selection is display-only; no exchange conversion is performed.

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What the calculator does

• Annualizes biweekly pay or hourly earnings into yearly, monthly, weekly, and daily amounts.
• Subtracts pre-tax deductions per period before annualizing.
• Adds a once-per-year bonus to the yearly total.
• Handles 26 (standard) or 27 pay periods.
• Shows outputs with your chosen currency symbol.

How to use it

1. Select Input mode:
   • Biweekly pay: enter your gross paycheck amount.
   • Hourly rate: enter hourly rate and typical hours per week; the tool computes a biweekly equivalent (2 weeks).
2. Choose a currency symbol for display.
3. Enter Pre-tax deductions per period if applicable (e.g., traditional 401(k), HSA, pre-tax insurance, commuter benefit).
4. Enter Annual bonuses/other if you expect a once-per-year lump sum.
5. Set Pay periods per year to 26 or 27 to match your payroll calendar.
6. Review results; use Clear to reset and Copy annual to copy the yearly result.

Definitions

• Biweekly: paid every two weeks; typically 26 checks per year.
• Gross pay: earnings before taxes; reduced here only by pre-tax deductions you enter.
• Pre-tax deductions: amounts removed before taxes (traditional 401(k)/403(b), HSA, FSA, pre-tax premiums, commuter pre-tax).
• Annual bonus: a one-time amount added to the annual total after annualization.

Formulas

Biweekly mode

Biweekly_Base = Biweekly_Pay
Biweekly_Net  = max(0, Biweekly_Base − PreTax_Per_Period)
Annual        = (Biweekly_Net × Periods_Per_Year) + Annual_Bonus
Monthly       = Annual ÷ 12
Weekly        = Annual ÷ 52
Daily(5-day)  = Weekly ÷ 5

Hourly mode

Biweekly_Base = Hourly_Rate × Hours_Per_Week × 2
Biweekly_Net  = max(0, Biweekly_Base − PreTax_Per_Period)
Annual        = (Biweekly_Net × Periods_Per_Year) + Annual_Bonus
Monthly       = Annual ÷ 12
Weekly        = Annual ÷ 52
Daily(5-day)  = Weekly ÷ 5

Examples

Biweekly input

• Biweekly pay: 2,300
• Pre-tax per period: 150
• Periods per year: 26
• Annual bonus: 2,000

Biweekly_Net = 2,300 − 150 = 2,150
Annual = (2,150 × 26) + 2,000 = 57,900
Monthly ≈ 4,825; Weekly ≈ 1,113.46; Daily(5-day) ≈ 222.69

Hourly input

• Hourly rate: 28.50
• Hours per week: 40
• Pre-tax per period: 0
• Periods per year: 26
• Annual bonus: 0

Biweekly_Base = 28.50 × 40 × 2 = 2,280
Annual = 2,280 × 26 = 59,280
Monthly ≈ 4,940; Weekly ≈ 1,140; Daily(5-day) ≈ 228

27-paycheck years

Some years contain 27 biweekly pay dates. If checks are unchanged, selecting 27 increases the annual result. Use the setting that matches your employer’s schedule.

What to include as pre-tax

• Include: traditional 401(k)/403(b), HSA, FSA, pre-tax medical/dental/vision, commuter pre-tax.
• Do not include: Roth 401(k), after-tax insurance, garnishments, charitable giving from net pay.

Assumptions and limits

• 52 weeks per year and a 5-day workweek for the daily estimate.
• Overtime, shift differentials, tips, and commissions must be reflected in your inputs.
• Outputs are gross unless reduced by the pre-tax field.
• Currency symbol changes display only; no FX conversion.

Accuracy tips

• Use the exact amount from a recent paystub for biweekly mode.
• For variable schedules, average the last 6–8 weeks of hours.
• Confirm whether your payroll year has 26 or 27 checks.

Troubleshooting

• Dashes show when inputs are empty or invalid.
• If annual looks low, confirm you did not include post-tax items as pre-tax.
• Monthly equals annual ÷ 12; payroll months with two or three checks may differ.

Privacy

All calculations run in your browser. No data is sent to a server.

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